H.R. 833 · 108th Congress
Responsible Lending Act
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Never voted on. It didn't reach a floor vote before the 108th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
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NeySponsor25 cosponsors · 7 D, 18 R
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Gillmor
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Lucas
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Miller
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Brown
JW
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Weller
EC
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Cantor
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Thompson
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Myrick
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Gresham Barrett
DR
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Rehberg
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Fossella
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Hill
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Peterson
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Stenholm
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Rogers
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Boyd
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Platts
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Beauprez
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Hart
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Cox
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LaHood
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Towns
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Manzullo
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Brown-Waite
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Tiberi3 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Responsible Lending Act - Amends the Truth in Lending Act to define: (1) high cost mortgage; and (2) points and fees. Revises specified liability and other related provisions. Provides for continuation of late fee and prepayment provision identification under the Alternative Mortgage Transaction parity Act of 1982.
What it does: CRS summary · Introduced in House · Feb 13, 2003
Provides for continuation of late fee and prepayment provision identification under the Alternative Mortgage Transaction parity Act of 1982.
Amends the Housing and Urban Development Act of 1968 to establish in the Department of Housing and Urban Development the Consumer Mortgage Protection Board, which shall: (1) provide homeownership and rental counseling and related toll-free telephone and web site services; (2) provide grants for housing counseling services; and (3) prepare and update a mortgage information booklet.
Directs the Secretary of Housing and Urban Development to establish Federal mortgage broker requirements. Sets forth uniform State mortgage broker law guidelines, and states that Federal requirements shall apply to those States that have not enacted uniform laws.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Responsible Lending Act
Latest action (Mar 10, 2003): Referred to the Subcommittee on Housing and Community Opportunity.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Feb 13, 2003
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.