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H.R. 1748 · 108th Congress

Access and Openness in Small Business Lending Act of 2003

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IntroducedPassed one chamberPassed both chambersBecame law (gold)Resolution agreed to (full, dark)Failed or vetoed (gray)

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Never voted on. It didn't reach a floor vote before the 108th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.

JMD McGovernSponsor
12 cosponsors · 12 D
DDD Davis SDD Davis EFD Faleomavaega LGD Gutiérrez SJD Jackson Lee EJD Johnson BLD Lee END Norton MOD Owens TUD Udall JCD Clyburn LSD Slaughter

10 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.

Access and Openness in Small Business Lending Act of 2003 - Amends the Equal Credit Opportunity Act to require a depository institution, in the case of an application for credit made by a small business, to: (1) inquire whether the business is a women- or minority-owned business; and (2) maintain a record of the responses to such inquiry separate from the…

What it does: CRS summary · Introduced in House · Apr 10, 2003
Access and Openness in Small Business Lending Act of 2003 - Amends the Equal Credit Opportunity Act to require a depository institution, in the case of an application for credit made by a small business, to: (1) inquire whether the business is a women- or minority-owned business; and (2) maintain a record of the responses to such inquiry separate from the application and accompanying information. Allows any applicant to refuse to provide such information. Prohibits: (1) access to such information by any loan underwriter, officer, employee, or affiliate of the depository institution; and (2) the depository institution from including personally identifiable information in such record of responses. Requires such information to be made available to Federal enforcement agencies. Exempts from such requirements institutions having total assets equal to or less than the exemption amount determined under the Home Mortgage Disclosure Act of 1975.

Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov

About this bill and sources

Official title: Access and Openness in Small Business Lending Act of 2003

Latest action (Apr 29, 2003): Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Policy area: Finance and Financial Sector · Origin: House · Introduced: Apr 10, 2003

Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)

No recorded floor vote found.