H.R. 1473 · 108th Congress
Insurance Credit Score Disclosure and Reporting Act
Key: what the circles and colors mean
Each circle is a bill. The ring fills as it moves through Congress:
Under the number: the Yea · Nay count of its final (or latest) recorded vote. On a member's page, the small badge is how that member voted: Y Yea / Aye, N Nay / No, P Present, – Not voting.
Gold and violet are only for Yea and Nay; they never mean a party. A member's party is the letter on their photo.
Never voted on. It didn't reach a floor vote before the 108th Congress ended, so it expired. A bill has to be introduced again to be considered in a new Congress.
D
GutiérrezSponsor10 cosponsors · 9 D, 1 I
D
Jackson Lee
MOD
Owens
RG
D
Grijalva
RA
D
Andrews
LS
D
Slaughter
AAD
Acevedo-Vilá
BS
I
Sanders
BL
D
Lee
JC
D
Clyburn
JM
D
McGovern0 signed on when it was introduced; the rest joined later. Cosponsors who withdrew aren't shown.
Insurance Credit Score Disclosure and Reporting Act - Requires insurers who use consumer reports or insurance credit scores as a factor in underwriting insurance policies or renewals to disclose the effect of such practice upon the scope and cost of the insurance at the time of either insurance application or insurance renewal.
What it does: CRS summary · Introduced in House · Mar 27, 2003
Insurance Credit Score Disclosure and Reporting Act - Requires insurers who use consumer reports or insurance credit scores as a factor in underwriting insurance policies or renewals to disclose the effect of such practice upon the scope and cost of the insurance at the time of either insurance application or insurance renewal.
Prescribes disclosure requirements, including disclosure of the relationship between the use of insurance credit scores or other risk scores or predictors.
Directs the Federal Trade Commission to: (1) promulgate requirements for insurers to submit specified insurance credit score information to the Commission; and (2) investigate and report to Congress on the relationship between credit information and insurance credit scores and the race, income, geographic location, and age of insurance applicants and policyholders.
Sets forth civil penalties for violations of this Act.
Written by the nonpartisan Congressional Research Service. All summary versions on Congress.gov
About this bill and sources
Official title: Insurance Credit Score Disclosure and Reporting Act
Latest action (Apr 10, 2003): Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.
Policy area: Finance and Financial Sector · Origin: House · Introduced: Mar 27, 2003
Official page on Congress.gov · Bill text (GovInfo) · Status record (XML)
No recorded floor vote found.